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Featured • December 02 2019
From family meals, travel, gifts, and social outings, the holidays are one of the most expensive times of the year. We have compiled some tips to help you spend mindfully during this holiday season.
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Featured • November 27 2019
The Federal Housing Finance Agency (FHFA) has announced that the conforming loan limits will be increased to $510,400 in 2020
Featured • November 20 2019
Featured • November 14 2019
Featured • November 07 2019
There is a proven correlation between home clutter and stress. Organizing your abode is a quick and relatively easy way to bring more joy (and extra time) to your life. Here are some home organization tips to help you spark joy!
BlogIndustry News • December 17 2018
The Federal Housing Administration (FHA) has announced their new loan limits—and it looks like it’s another increase in 2019! The U.S. Department of Housing and Urban Development (HUD) is required each year to set a maximum mortgage loan limit that the FHA can insure. Loan limits ensure that the size of loans given reflects the changes in the average U.S. home prices. These limits adjust each year based on those set by the Federal Housing Finance Agency (FHFA) for conventional mortgage loans.
With these limit increases, homebuyers may qualify for more than in previous years! In high-cost areas, the FHA’s maximum loan limit, known as the “ceiling”, will increase to $726,525. The minimum national loan limit, or the “floor”, will increase to $314,827. Please note, there may be several counties where these loan limits will remain the same. For a complete list of FHA loan limit areas, please visit https://entp.hud.gov/idapp/html/hicostlook.cfm
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December 02 2019
November 27 2019
November 20 2019
November 14 2019
November 07 2019
October 30 2019
There are several types of mortgage loans that fit various needs. Here is some information about some of the most popular products and why they might work for you.
October 24 2019
October 17 2019
Most soon-to-be homeowners are prepared to budget for their mortgage payment and down payment, but you should go into your dream of homeownership with a clear picture of all of the costs associated with this milestone.
October 09 2019
Interview with Credit Specialist, Sara Gellatly, to learn more about what HBSG is and how it helps real customers achieve their dream of homeownership.
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