Homebuying June 25 2018

Homebuying Hurdle: Education

'I don’t even know where to begin!'

FHA? PMI? DTI?...OMG?! Homebuyers get excited about buying a home, not getting a mortgage. The piles of paperwork, the long waits, the acronyms – you’re putting down too much money to be this confused. Luckily, there are many resources available including local government housing agencies, online resources and knowledgeable Loan Officers willing to help you every step of the way. The hardest part is taking the first step, but a simple consultation may be just what you need to boost your confidence.

Find a Loan Officer

At Eagle Home Mortgage, we have helped tens of thousands of first-time homebuyers just like you. We know that the thought of getting a mortgage can be overwhelming and we want you to be able to enter the home market with confidence. That’s why we created our First-Time Homebuyers Guide to help you prepare for your exciting journey to homeownership.

Your Guide to Homebuying

It’s important to understand all of the financial obligations that come with purchasing a home, but maybe you’re more of a Do-It-Yourself kind of buyer. Before rushing out to those open houses, you will first want to determine your buying power by checking your credit score, calculate your debt-to-income ratio and even getting pre-qualified! Not sure what these things mean? Check out some of our other posts for a more in-depth look at the mortgage process.

Search Results for query

January 20 2017

Tips for Finding the Perfect Neighborhood

The neighborhood you choose can have a big impact on your lifestyle, safety, available amenities, and convenience all play their part. Make a list of the activities, movies, health club, church you engage in regularly and stores you visit frequently. See how far...

Read More

January 20 2017

4 Tips to Getting Your Finances in Order

The beginning of a new year is the perfect time to improve your finances, even though it may sound like a dull task. For some, the idea of sorting out their finances isn’t very appealing, but it can help set yourself up for a solid financial...

Read More

January 14 2017

What Is a REALTOR?

A real estate agent is a REALTOR when he or she is a member of the NATIONAL ASSOCIATION OF REALTORS, The Voice for Real Estate -- the world's largest professional association. The term REALTOR is a registered collective membership mark that identifies a real...

Read More

January 14 2017

What Your Home Inspection Should Cover

Siding: Look for dents or buckling Foundations: Look for cracks or water seepage Exterior Brick: Look for cracked bricks or mortar pulling away from bricks Insulation: Look for condition, adequate rating for climate Doors and Windows: Look for loose or tight...

Read More

January 14 2017

What Is Appraised Value?

It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and selling purposes, appraisals are usually based on market value: what the property could probably be sold for. Other types of value include...

Read More

January 14 2017

The Pros and Cons of Condos

Condominiums and townhouses offer an affordable option to single-family homes in most areas. But consider these facts before you buy. Storage. Some condos have storage lockers, but usually there are no attics or basements to store belongings. Outdoor space....

Read More

January 05 2017

Determining the Better Fit for You – To Rent or To Buy?

If you’re looking to make a move soon, you may be faced with a common question—to rent or to buy? When determining whether or not to continue to rent or if you’re ready to become a homeowner, there are a number of factors to consider. Below,...

Read More

June 30 2016

8 Steps to Prepare Your Home for a Hurricane

With hurricane season approaching, it is crucial to be prepared for any kind of danger. Having a disaster plan includes knowing your local evacuation escape routes, check your local news channels for real-time updates, and building an emergency kit. While...

Read More

First1617181920

Mortgage Calculators

Crunch the Numbers With Our Helpful Mortgage Calculators

Payment Calculator

payment calculator

Payment
Calculator

Affordability Calculator

affordability calculator

Affordability
Calculator

Refinance Calculator

refinance calculator

Refinance
Calculator

The Modern Digital Mortgage with a Personal Touch

Paperless. Effortless. Awesomeness TM

Simplify the home financing process with our Digital Mortgage. We'll be here to help navigate you through the entire process.

Get Pre-qualifiedWhat is a Digital Mortgage?